="合计:(大写)"&SUBSTITUTE(SUBSTITUTE(IF(-RMB(B6,2),TEXT(B6,";负")&TEXT(INT(ABS(B6)+0.5%),"[dbnum2]G/通用格式圆;;")&TEXT(RIGHT(RMB(B6,2),2),"[dbnum2]0角0分;;整"),),"零角",IF(B6^2<1,,"零")),"零分","整")